All material offered is subject to prior sale and is shipped subject to approval. All items may be returned, if returned within ten days in the same condition as sent, and if packed, shipped and insured as received. New York State residents will be charged appropriate sales tax. Reserved items will be held for three business days pending receipt of payment or formal orders. Orders from individuals unknown to us must be accompanied by payment or by satisfactory references. Payment may be made by check, wire transfer or bank draft. Overseas clients must remit in U.S. dollar funds, payable on a U.S. bank, or transfer the amount due directly to our account. Shipping/handling and insurance charges are additional.